• Personal credit score 680+ on all 3 bureaus

• Under 40% utilization on each revolving accounts

• No more than 4 bank inquiries per bureau in the last 12 months (Does not include secured inquiries like auto loans and mortgages)

• No more than 3 unsecured accounts opened in past 12 months

• No bankruptcies at all

• No open/unpaid collections or judgments

• No late payments in 2 years and no charged off accounts

• Seasoned major bank card trade lines $5,000 limit +. Must have a minimum of 2 open revolving accounts with $5,000 limit +, with at least 2 years of history or more. Can not be an authorized user account.

Details: Approval amounts are typically similar to their current credit card limits. Pre-approval is a soft pull on credit.

Deal Submission Requirements: Application for soft pull or 3 bureau personal credit report.