E-Fix Credit, Inc. helps small and mid-sized businesses build business credit, get lender-ready and access funding. Our business credit builder services combine credit-building software with one-on-one guidance, so you can establish business credit under your EIN and separate it from your personal credit.

Strong business credit helps you qualify for higher limits and better terms. Our platform gives you access to 3,000+ vendors that report to the business credit bureaus, and once your profile is ready, we match you with funding options from 4,000+ lending partners.

Ensure your business meets all lender requirements to boost approval chances and secure funding faster. Taking the guesswork out of the pre-qualification process before you apply. ✅🏦

Make your business shine with a professional credit profile and online presence that grabs lenders attention. Master the tools and attract more lenders to your business. 🌟

The free business success scan looks at 150 data points on your business, letting you know if you meet the industry lender standards, and provides a comprehensive report and resources for certain components based on the scan analysis. 🚀

Our platform automates the business credit-building process, saving you time and effort. Simplifies paperwork and compliance to speed up loan and credit approvals. ✨

Once your business is lender-ready, we match you with funding options from our network of 4,000+ lending partners, from business lines of credit to equipment financing. 💸

Get access to over 3,000 vendors to establish business credit, increasing your funding capabilities and access to credit without utilizing your personal credit. 💼
Business credit is a financial profile used by lenders, vendors, and suppliers to assess the creditworthiness of your business through D&B, SBFE, Experian Business, and Equifax Business. Strong business credit helps you secure better financing terms and higher credit limits, and builds credibility with partners and investors, showing lenders your business is low-risk.
Business credit is tied to your company’s Employer Identification Number (EIN) and reflects your business’s financial history, while personal credit is linked to your Social Security Number and tracks your individual financial behavior. Separating the two helps protect your personal credit and unlocks larger funding opportunities for your business.
You can start by legally forming your business entity (LLC or Corporation), and obtaining an EIN, opening a business bank account, and setting up accounts with vendors who report to business credit bureaus. Our software provides access to over 3,000 vendors and expert guidance to help you strategically build a strong business credit profile.
Businesses with solid business credit can qualify for various funding options, including business lines of credit, term loans, equipment financing, credit cards, vehicle financing, and vendor credit. Through our network of 4,000+ lending partners, we match you with funding options from our lending partners that fit your business.
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